Home Sweet Loan

Written by Natasha Yulinar, music by Budi AI

(Verse 1)
🎓 Elaine just got her college degree,
Now she’s working hard, but nothing comes free!
Got a job, got a dream, feeling grown,
Then the bills came in… “Oh no, my loan!” 😱

🏡 Signed the papers, got the keys,
“Look, Mom! I own a house… kinda, maybe?”
Every month, she counts her pay,
Then waves half of it goodbye… hooray! 💸

(Chorus)
🎶 Home sweet loan, home sweet loan,
Elaine works late just to pay for home! 🏠
Every month, the bank says, “Hi!”
And her money says, “Bye-bye-bye!” 👋💰

(Verse 2)
💼 Monday to Friday, Elaine’s on grind,
Coffee in hand, barely on time! ☕⏰
Dreams of furniture, curtains, and style,
But all she can buy is a rug on sale! 😂

📅 30 years? She does the math…
“Wait, I’ll be old when I’m debt-free at last!”
So she eats noodles, skips the mall,
Because “extra payments” sound so cool! 🤓

(Chorus – Repeat)
🎶 Home sweet loan, home sweet loan,
Elaine keeps working, still not her own!
The banker smiles, says, “You’re on track!”
She fakes a grin… “Please give my money back!” 😭

(Bridge – Dramatic & Funny)
🛋️ She dreams of a sofa, a fridge, a TV,
But all she can buy is one plastic chair for free! 😆
She tells her friends, “Come see my place!”
But they all end up sitting on the floor with grace! 🤣

(Outro – Happy & Silly)
🎶 Elaine still saves, month by month,
One day she’ll pay it all upfront!
Until that day, she sings this song,
“Home sweet loan… still so long!” 🏡💸😂